Pricing intelligence

AI bookkeeping pricing

Every price on this page was read from the vendor's own pricing page on September 4, 2026. Nothing is estimated, inferred or averaged from third-party review sites. Where a vendor publishes nothing, we say so.

What you are actually comparing

Three price structures coexist in this category and they are not comparable to each other: flat per-company software, banded service fees (on revenue, expenses or close cadence), and per-client-entity licensing for accounting firms.

A $59 per-entity firm license and a $59 software subscription are not the same $59. The tables below keep them separate.

Entry price by category

Lowest published monthly entry price per product, grouped by category. Products that publish no pricing are excluded from the ranges and listed further down.
Category	Products priced	Lowest	Median	Highest
AI-native accounting platform	4	Free	$45	$245
AI bookkeeping layer	1	$129	$129	$129
AI + human bookkeeping service	8	$99	$327	$494
Platform for accounting firms	2	$53	$127	$200
General ledger with built-in AI	2	$25	$32	$38

Median of a handful of products is a description of this dataset, not a market statistic. It is here to show the shape of each category, not to be quoted as an industry average.

Every published monthly plan

34 plans across 15 vendors, ordered by price. Per-client, per-license, hourly and annual pricing is listed separately below because it is not comparable on a monthly axis.

Price	Product	Plan	Category	Notes
Free per month	Kick	Free	AI-native platform	250 transactions per year
$25 annual billing	Puzzle	Starter	AI-native platform	$30 per month billed monthly
$25 per month	Xero	Early	Ledger + AI	$2.50/mo for the first 6 months at retrieval
$38 per month	QuickBooks Online	Simple Start	Ledger + AI	Introductory price $3.80/mo for 3 months at retrieval
$40 per month	Kick	Basic	AI-native platform	$480 billed annually; unlimited transactions
$55 per month	Xero	Growing	Ledger + AI	$5.50/mo for the first 6 months at retrieval
$60 annual billing	Puzzle	Core	AI-native platform	$72 per month billed monthly
$65 per month	Digits	Essentials	AI-native platform
$85 per month	QuickBooks Online	Essentials	Ledger + AI	Introductory price $8.50/mo for 3 months at retrieval
$90 per month	Xero	Established	Ledger + AI	$9/mo for the first 6 months at retrieval
$99 per month	Pilot	Essentials	AI + human service
$100 per month	Digits	Core	AI-native platform
$100 per month	Kick	Plus	AI-native platform	$300 billed quarterly; unlimited transactions
$100 annual billing	Puzzle	Complete	AI-native platform	$120 per month billed monthly; marketed as the QuickBooks replacement tier
$129 per month	Booke AI	AI Bookkeeper (Business)	AI layer	Per business
$140 per month	QuickBooks Online	Plus	Ledger + AI	Introductory price $14/mo for 3 months at retrieval
$199 per month	Bench	Bookkeeping Grow	AI + human service	$1,910 billed annually; for businesses under $250K annual revenue
$200 per month	Double	Core	For firms	With annual commitment; includes one practice email. Full per-client tier detail is not published.
$245 per month	Finaloop	Starter	AI-native platform	Up to $1M annual gross revenue, in business four years or less
$250 per month	Digits	Pro	AI-native platform
$250 per month	Merritt Bookkeeping	Flat rate	AI + human service	No pricing tiers, no contracts, no hidden fees
$299 per month	Docyt	Entry	AI + human service	Docyt publishes only 'plans start at $299/month'; no tier breakdown is given
$300 annual billing	Puzzle	Scale	AI-native platform	$360 per month billed monthly
$340 per month	QuickBooks Online	Advanced	Ledger + AI	Introductory price $34/mo for 3 months at retrieval
$355 annual billing	Xendoo	Essential	AI + human service	$395 billed monthly; bookkeeping for up to $50K in monthly expenses
$399 per month	Bench	Bookkeeping Core	AI + human service	$3,830 billed annually
$399 per month	Bookkeeper360	Monthly	AI + human service	Starting at
$399 per month	Fondo	Monthly	AI + human service	Limited-time offer; regular price $499 per month
$494 annual billing	Zeni	Starter	AI + human service	Regular price $549
$599 per month	Bench	Core + Tax	AI + human service	$5,750 billed annually
$599 per month	Bookkeeper360	Weekly	AI + human service	Starting at
$625 annual billing	Xendoo	Growth	AI + human service	$695 billed monthly; up to $75K in monthly expenses
$719 annual billing	Zeni	Growth	AI + human service	Regular price $799
$895 annual billing	Xendoo	Scale	AI + human service	$995 billed monthly; up to $125K in monthly expenses

Per-client, per-license and hourly pricing

Firm-side and hourly models. Compare these against each other, not against the monthly table.

Product	Plan	Price	Basis	Notes
Bench	QBO Certified Bookkeeper	$55	per hour	$1,200 onboarding; experts work directly in your QuickBooks account
Booke AI	AI Bookkeeper (Accounting Firms)	Not published	per client, per month	Pricing by request; white-label available
Bookkeeper360	Onboarding & prior bookkeeping	$1,000	one-time	Starting at $1,000 per project
Botkeeper	1–4 licenses	$149	per license, per month	$134 per license per month billed annually
Botkeeper	5–9 licenses	$109	per license, per month	$98 per license per month billed annually
Botkeeper	10–24 licenses	$79	per license, per month	$71 per license per month billed annually
Botkeeper	25+ licenses	$59	per license, per month	$53 per license per month billed annually
Digits	Firms — Solo practice	Not published	per client, per month	Published as a $35–$250 per client per month range for practices up to 50 clients
Digits	Firms — Mid-sized	Not published	per client, per month	Published as a $50–$250 per client per month range for practices with 50+ clients
Double	Internal finance teams	Not published	per month	Contact sales
Finaloop	Full-Service	Not published	per month	Quoted on annual revenue, operational complexity and services selected
Finaloop	Platform	Not published	per month	Quoted; inventory, analytics, CFO and tax are separately priced add-ons
Fondo	Quarterly	Not published	per quarter	As low as $1,198 per quarter
Fondo	Annual	Not published	per year	As low as $950 per year
Kick	Advanced	Not published	per month	Custom pricing
Pilot	Core	Not published	per month, billed annually	Pilot does not publish a figure for this tier
Pilot	Custom	Not published	per month	Quoted
Xendoo	Custom	Not published	per month	For businesses above $125K monthly expenses or needing full accrual
Zeni	Enterprise	Not published	per month	Priced on bookkeeping complexity, monthly expenses and annual revenue

What the headline price excludes

Add-ons and separately priced services, across every vendor that publishes them. This table is the reason the cheapest monthly fee is often not the cheapest arrangement.

Product	Add-on	Price	Basis	Notes
Bookkeeper360	Business tax	$1,000	per year	Starting at; business + personal from $1,500/yr
Bookkeeper360	Fractional CFO	$2,000	per month	Starting at
Bookkeeper360	Payroll	$200	per month
Bookkeeper360	Sales tax	$125	per month
Double	Additional connected team emails	$10	per month	Per connected team email, per month
Fondo	TaxPass	$1,450	per year	Limited-time offer; regular price $1,950 per year. Federal, state, Delaware franchise tax and foreign shareholder filings
Fondo	Catch-up bookkeeping	$950	one-time	As low as $950
Fondo	Multi-state filing	$500	per year	From $500
Pilot	Tax — single-member LLC	$1,000	per year	From $1,000 per year
Pilot	Tax — partnership / S-corp	$2,000	per year	From $2,000 per year
Pilot	Tax — C-corp	$2,450	per year	From $2,450 per year
Pilot	CFO — Basic	$1,750	per month, billed annually	Essentials $3,150/mo; Custom $5,250/mo
Pilot	R&D tax credit	Not published	one-time	20% of the credit received
QuickBooks Online	Intuit Expert Full Service Bookkeeping	Not published	per month	Referenced on the pricing page as a separate service; no price is published there
QuickBooks Online	Payroll	Not published	per month	Sold separately
Xendoo	Catch-up bookkeeping	$295	per month	Starting at, per month of catch-up
Xendoo	Business tax	$1,245	per year	Starting at; federal and state returns
Xendoo	Personal tax return	$595	per year	Starting at
Xendoo	Fractional CFO	$1,500	per month	Starting at; existing customers only
Xendoo	CPA consultation	$140	one-time	$140 for 15 minutes
Zeni	Fractional CFO	$1,599	per month	$1,599 to $4,990+ per month, plus setup fees
Zeni	Tax	$2,499	per year	From $2,499 per year, custom above that
Zeni	Payroll	$199	per month	Minimum $199 per month

Vendors that publish no complete pricing

Basis

Not published.

Decimal

Not published. Pricing requires contacting sales.

Docyt

Published only as 'plans start at $299/month'. Tier structure and what drives the price are not disclosed.

Double

Per-client model. The site shows a Core plan at $200 per month with an annual commitment, plus a per-email add-on, but does not publish a full tier table.

Truewind

Not published. Truewind directs buyers to a demo.

Uplinq

Not published. The pricing page renders prices dynamically and did not expose figures when retrieved on 2026-09-04.

How to use this page

Pick the two or three arrangements that could plausibly work, then put them through the cost calculator, which adds your own hours to the subscription line. Software looks cheap on this page because it moves work onto you; that work has a price.

If you want the shortlist chosen for you against your constraints, use the software finder.

Pricing questions

How much does AI bookkeeping cost per month?

It depends which of three purchases you are making. Software that sits on or replaces your ledger runs from free to about $300 a month. Done-for-you services with a dedicated accounting team start around $199 and run past $700 before tax or CFO work. Firm-side platforms are priced per client entity, roughly $53 to $250. Those ranges come from 15 vendors that publish pricing; 6 of the products we track publish nothing.

Why do so many vendors hide their pricing?

Two legitimate reasons and one less so. Legitimately, service pricing genuinely varies with transaction volume, entity count and how bad the existing books are; and firm-side deals are negotiated at volume. Less legitimately, opacity makes comparison impossible and anchors the conversation on a discovery call rather than a price list. Either way, treat "contact us" as a cost — of your time, and of your ability to compare.

What is not included in the headline price?

Income tax filing (almost never included; $1,000–$2,450 a year is typical), payroll ($199–$200 a month where offered), sales tax ($125 a month at one provider), catch-up bookkeeping for prior periods ($295–$1,000+), and CFO or advisory work ($1,500–$5,250 a month). If a service quotes you $399, ask what the annual all-in number is.

Are the advertised software prices real?

The list prices here are. The prices you see on vendor homepages frequently are not: QuickBooks was advertising 90% off for three months and Xero 90% off for six months when we verified. We record list prices, because that is what you pay from month four or seven onward.

Is annual billing worth it?

Usually 10–20% in this category — Puzzle, Botkeeper, Xendoo and Bench all discount annual commitments in that range, and Zeni’s published prices are annual-billing figures. The trade-off is real though: this is a young category with at least one documented abrupt shutdown, and a year of prepayment to a small vendor is a credit decision as much as a purchasing one.